PAYMENT INSTITUTION IN LITHUANIA

ABOUT:

Execution of payment transactions including:

– transfers of funds on a payment account with the payment service provider of the payment service user or with another payment service provider.

Execution of direct debits including:

– including one- off direct debits, execution of payment transactions through a payment card or a similar device and execution of credit transfers, including standing orders

    • Money remittance
    • Connection to SEPA payments                                     
    • Issuing of payment instruments and acquiring of payment

ELECTRONIC MONEY INSTITUTION IN UK

100% shares of the Company, including:

    • Back office
    • Integrated KYC, AML, PEP & Sanctions module
    • UK current account with sort-code and account number
    • Prepaid Mastercard, BACS, CHAPS functionality
    • EUR wallets and SEPA can be enabled, so as cash deposit.

The company has LEI and a SWIFT as well. Any software will be supplied with global non-exlusive licence.

ELECTRONIC MONEY INSTITUTION IN UK

Dynamic, one-stop-shop Payments Gateway and Acquirer dedicated to providing merchants with flexible payment acceptance solutions including:

    • Point-Of-Sale (POS) terminals
    • eCommerce
    • Mail Order/Telephone Order (MOTO) Pay by Link
    • Alternative global banking and global money transfer services

Licensing and Accreditations:

    • Authorized by the Financial Conduct Authority in the United Kingdom.
    •  Transactive Systems UAB is a Licensed Electronic Money Institution supervised by the Central Bank of the Republic of Lithuania and is a wholly owned subsidiary and is regulated by the Central Bank of Ireland for conduct of business rules.
    •  We are members of the principal card schemes: Visa, Mastercard and American Express

 

    • All-in-one solution Payment Gateway and Acquirer Experienced team of payment specialists with vast hands-on experience
    • Instant or Next day settlements, competitive transaction rates, transaction security and flexible billing
    • Timely, accurate and comprehensive parameter based real-time reporting options
    • PCI DSS compliant platform and solutions
    • Reduced process costs & friction losses
    • Multichannel payment solutions Merchants can be onboarded in 48 hours
    • Dedicated integration support and a range of Software Development Kits (SDKs) Friendly service with useful guides and videos

EMI LICENSE IN LITHUANIA

ABOUT:
    • 7 persons working;
    • EBITA 2020 – 0.6 million, the same expected 2021;
    • Revenues 2019- 0.9 million, 2020- 2 million EUR;
    • 6000 clients;
    • Clients funds turned 50 million per year;
    • IBAN accounts, Mastercard debit cards; SWIFT via German bank;
    • Centralink
    • connection via Lithuania Central bank; IT own, Backoffice, mobile app

PERMITTED SERVICES:

  • issuing of electronic money;
  • Distribution and redemption of electronic money;
  • Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account;
  • Money remittance
  • Execution of payment transactions;
  • Issuing of payment instruments and/or acquiring of payment;
  • Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.

 

API IN LITHUANIA

AUTHORIZED PAYMENT INSTITUTION LICENSE

    • Contend to SEPA payment scheme
    • Core banking software with both Android and IOS mobile apps in place
    • Own brand,company website
    • Strong Board, Compliance and AML officers, all former bankers with decades of experience
    • Offices in Lithuania and another EU country
    • Own BIC / SWIFT code
    • Signed agreement for the issuing of own branded MasterCard cards
    • Segregated customer and commercial barking accounts with 5 EU banks.
    • Treasury agreement for currency exchange with 2 EU financial institutions
    • Application for Payment Initiation services underway

 

PAYMENT INSTITUTION IN LITHUANIA

  • Payment Institution licensed by Bank of Lithuania Company provides Safe and Quick way to transfer funds between multiple wallets and banks.
  • Providing connection beween banks, payment processors and merchants.
  • Clearing house for e-money and payment institutions.
    1. STP (straight-thround processing) makes over 90% of transactions instant.
    2. Automated onboarding process. User verification only takes 5 to 15 minutes on average.
    3. Our API allows businesses to secure all of our presents and future transfer paths, make transfer without ever leaving the EMI’s  website.
    4. We use Al manage the cash pool, make forecasts, adjust fees depending on live market trends, search for bonus payment routes and generate value adding offers.
    5. Stability of the system is  > 99.7%. Not to mention it is heavily monitored by top-class, in-house technicians.

WE BRING VALUE TO

Business that need a quick and safe way to transfer large amounts of sums between multiple  wallets. 

    • Convenient way to keep funds in one wallet
    • High transaction safety and trust supported by the PI license
    • Cost and time savings
    • Mass payout in different currencies Individually tailored solution
    • Single-window solution 

Individual users that have multiple e-wallets and need a quick, flexible and safe way to transfer money  

    • A wide network of e-wallets to choose from
    • High transaction safety and trust supported by the PI license
    • Quick transactions
    • Great customer support 24/7 Transfers to 3rd parties.

API IN UK

 

OUR COMPETITIVE ADVANTAGE

    • Safeguarding account in EMB European Merchant bank
    • Vendor based remittance management system available
    • We are fast, safe and secure allowing user to  transfer from his mobile devices without any hassle
    • Mobile Wallet transfer within seconds
    • Bill Payment local &global within seconds
    • We oller round the clock services 24/7
    • Instant bank deposit within 5 minutes
    • Instant cash Pick up within 5 minutes
    • Bill Payment local &global within seconds
    • We of er best exchange rates without Service Charges.

 

Compliance: 

    • Our system is integrated with Credas to make real time Electronicverification of credit & Risk, Adverse Media Check, Anti Money laundering. PEPs & Sanctions checks, ID & KYC Checks and Tracing & investigation
    • Our System, is equipped with sophisticated fraud monitoring Technology solution in which GCR (Global Compliance Rules) Are set according to HMRC/FCA requirement, that has the ability to screen number of transactions identify suspicious Transaction patterns and flag thern for investigation.

Who we are?
We are a money transfer services that allows people to transfer money to their families in a secure. fast and alordable way.
We ol er alordable transfers with lower-than-average
fee to many destinations globally.
The amount you are sending, the destination. and how you send the
money will determine the fee you will pay

Why us?
We are Alternative money transfer App, our fast, safe & secure
system enables user to transfer money from anywhere & any time @
Zero cost without hassle of waiting in long queues and visiting
Agents/Agency Branches and paying fees.

What we do?
Our Seamless, Fast. Safe & Secure system enables user to transfer
money instantly to their loved ones and _ families from
anywhere/anytime from their mobile devices.

LECTRONIC MONEY INSTITUTION IN MALTA

 

Permitted Activities:

    • Issuing electronic money
    • Distribution of electronic money
    • Redemption of electronic money

WHY Malta?

    • Strong Financial Services Sector
    • Tax and Legal Framework
    • Business Infrastructure in Malta
    • Business Culture

EMI in United Kingdom

– Authorised by the Financial Conduct Authority

 

ABOUT:

    • Authorised Electronic Money Institution
    • Mastercard principal acquiring agreement
    • Union pay principal acquiring
    • Visa cards
    • Under key operational, tested
    • No income
    • Software
    • Possible for upgrade to UK bank
    • 1.5million capital
    • Client account in Barclays
    • Accounts in Germany, Netherlands and Luxembourg

Platform and gateway

for incoming and outgoing
payments

SMALL EMI in UK

– Authorised by the Financial Conduct Authority

 

    • E-wallets
    • Multi-Currency Accounts
    • SEPA
    • IBAN
    • Prepaid cards
    • SWIFT

SERVICES:

    • Issuing of electronic money
    • Operations required for operating a payment account
    • Cash withdrawals
    • Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider
    • Execution of direct debits, including one-off direct debits
    • Execution of payment transactions through a payment card or a similar device
    • Execution of credit transfers, including standing orders
    • Execution of payment transactions where the funds are covered by a credit line for a payment service user, including, execution of direct debits, including one- off direct debits; execution of payment transactions through a payment card or other device
    • issuing payment instruments
    • acquiring payment transactions
    • money remittance
    • payment initiation services
    • account information services

WHITE LABEL SOLUTION

 

Whether you are starting with a logo or have an established business ourWhite Label solution can give you access to the EEA and EU regions expand your payment channels and open new horizons.

In addition to SEPA and SWIFT payments our payment platform includes local payments, card acquiring and e-commerce apps.

Our API allows you to control payments, issue multi-currency IBAN’s andreceive status update in an instant.

 

    • Acess all API functions from pay-in to payout
    • Manageand group users’s access rights
    • Easily track your platform’s payment activity
    • Create personalised reports for accounting and invoicing needs.

  OTHER BENEFITS:  

    • Grow your busines s accross EU market
    • White-label our Internet banking and an app with your design
    • Be listed on the official webpage of the European regulator
    • Control of your process and procedures
    • Expand your partnerships and channels with a new Status
    • Reap the benefits of the partnership with constant improvements and advancements

OFFERED PACKAGE

    • Issue IBANs to your customers
    • DedicatedEUR and multi- currency accounts
    • Local payments (payment initiation)
    • Instantbalance updates
    • SEPA instant without any correspondent banks
    • Virtualand physical card programme
    • Control your customer fees
    • Access to 31 SEPA countries

EMI in UK authorised by FCA

Deployed core banking platform to start operations including:

    • integrated AML/KYC/KYB modules
    • web banking
    • mobile banking (iOS, Android)

Permission to provide certain regulated products and services:

    • Services enabling cash placement on a payment
    • Services enabling cash withdrawals from a payment
    • Execution of payment transactions (covered and not covered by a credit line).
    • Issuing payment instruments or acquiring payment
    • Money

Clean Electronic Money Institution: Authorised by Financial Conduct Authoryti in UK                

Company (AML) Profile:

  • UAB is regulated by the Bank of Lithuania.
  • Company has its AML Risk Appetite Statement which clearly defines acceptable and unacceptable industries & jurisdictions.
  • Compliance Team is managed by Chief Compliance Officer who is also acting as company’s MLRO. All staff has 2-7 years of experience in the financial services industry.
  • Regular training is given to Compliance Team and other staff and covers all necessary AML and Financial Crime topics.
  • Culture of compliance is highly supported by Senior management and by the Board
  • Company’s AML/CTF program is guided by a risk-based approach, identifying, assessing and mitigating the risk areas. This approach is a fundamental part of Company’s AML/CTF program

 

EMI LICENSE 
IN LITHUANIA

Client Structure:

Currently, Company serves more than 500 clients. Most of them are corporates – 87%, namely:

  • Low Risk:
    Retail, E-Commerce, Manufacturing, Handcrafting, Wholesale
  • Medium Risk:
    Marketing Services, SEO, AdWords, Online Marketing for licensed gaming operators, Media Consulting Services, Legal Services, IT Solutions, Software Development, Business and Management Consultancy, Building Materials and Supply
  • High Risk:
    Crypto Currency Exchange, Forex, Casino, Online Gambling and Gaming, Payment Service Providers.

Company offers the following benefits to clients:

  • SEPA & SWIFT Payments
  • Designated Multicurrency Virtual IBANS (SEPA & SWIFT)
  • E-wallet management
  • Advanced API
  • Agent White Label Payment Solutions
  • Payments in multiple currencies
  • Debit Cards
  • Faster payments processing
  • Cheaper international commission charges
  • Designated Bank Account  in  Lithuania,  Poland, Germany, Luxembourg and United Kingdom

EMI IN EUROPEAN UNION

EMI
– Part of the well-known alternative financial se’ in 5 + European countries.
– Personal banking service that Offers a free mc
– Users can top up their account, make free t from the smartphone.
– Offers business banking services and availaaiam

What we have achieved:
– Company has been present on the market fe significant number of customers across Europe
– EBITA for 2020 is 10 million EUR.

Our competitive advantages:

– Mastercard affiliate member with a possibility to issue own cards, Mastercard and VISA principal membership expected by the end of the year for both acquiring and issuing.

-SWIFT, SEPA and payment system connection. 
-Correspondent accounts in European banks.
-Currency exchange and payouts in USD.

SMALL PAYMENT INSTITUTION IN CZECH REPUBLIC

    • Maintained in full working condition in accordance with all standards (Banks, servers, financial and legal reporting, etc.)
    • Licensed by the Bank of Czech Republic Payments
    • Settlements accounts
    • Payment cards
    • Advanced SPI
    • MC Membershio

+ Website

+ Android App

+ iOs Apple

 

    • 2019 profit is 75 OOO EUR
    • Paid – Up Share capital: 100,000 CZK = 3,800 EUR
    • All AML/KYC/IT Security/ Management and other mandatory policies and procedures are developed in English and Czech
    • Front-End and Back-End software
    • SEPA &SWIFT payments
    • Operating across the EU
    • Operations with existing Director possible

Services:

    • Place funds on the payment account and other operations
    • Execution of transfer of funds ona payment account
    • Issuance and /or purchase of payment instruments
    • Money remittance

Bank accounts:

– Account in commercial bank in
– Account in EMI in Lithuania
– Safeguarding bank account in commercial bank in Latvia

Platform and gateway

for incoming and outgoing payments

Price: 450 000 EUR

PAYMENT INSTITUTION IN MAURITIUS

1. Services enabling cash to be placed on a payment account, including all operations required for operating a payment account.

2. Services enabling cash withdrawal from a payment
account, including all operations required for operating a payment account.

3. Execution of payment transactions, including
transfers of funds on a payment account with the payment service provider of the user or with another payment service provider, including the execution of:

(a)direct debits and one-off direct debits;
(b) payment transactions through a payment card or
a similar device;
(c) credit transfers and standing orders.

4. Execution of payment transactions where the
funds are covered by a credit line for a payment service user, including the execution of:
(a)direct debits and one-offdirect debits;
(b) payment transactions through a payment card or
a similar device;
(c) credit transfers and standing orders.

5. Issue of payment instruments and/or acquiring of payment transactions

6. Money remittance

7. Payment initiation services

8. Account information services

9. Any other services functional to the
issuance of electronic money and electronic money instruments, but
excluding the provision of solely online or telecommunication services or network access.

MAURITIUS INVESTMENT ADVISER LICENSE

About the company:

    • Yet to start operations
    • Unrestricted
    • Company is in Good standing
    • No debts, no arrears
    • Great base to launch your own brokerage business

CONSUMER CREDIT LICENSE IN UK

Licence comprice pawn broking business:

 
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement).
  • Exercising/having right to exercise lender’s rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

BANK IN BALTIC COUNTRY

    • Investment consulting  
    • Acquiring

    • Deposits

    • All Payment systems

    • All Payment systems

       

Platform and gateway

for incoming and outgoing payments

 

BIPRU LICENSE FIRM

Authorised and regulated by the FCA and the National Futures Association in the United States

INVESTMENT TYPE

    • Certificates representing certain security Commodity Future
    • Commodity option and option on commodity future
    • Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet)
    • Debenture
    • Future (excluding a commodity future and a rolling spot forex contract)
    • Government and public security
    • Option (excluding a commodity option and an option on a commodity future) Rights to or interests in investments (Contractually Based Investments) Rights to or interests in investments (Security)
    • Rolling spot forex contract Share
    • Spread Bet Unit Warrant

Managing investments

Customer type: professional, retail

Advising on investments

(except on Pension Transfers and Pension Opt Outs)

Dealing in investments as agent

Customer type: elicible counterparty,

professional, retail

 

Arranging (bringing about) deals in investments.

 Making arrangements

with a view to transactions in investments

 

Price: 450 000 GBP

FCA AUTHORISED CAD FIRM

PERMISSIONS:

  • Advising on deals in investments;
  • Arrange deals in Investments (instruments include Equities);

FCA AUTHORISED MIFID FIRM – ACTIVE

INCLUDES:

 
  • Cayman fund registered with CIMA with NAV circa US$250k:
  • Strategy is leveraged FX, using London based custodian;
  • Also valuable tax losses of £1.2m

FCA AUTHORISED RETAIL CFD FIRM

THE FIRM OWNS:

    • More than 300 clients;
    • 600 OOO USD client money;
    • 1 yard volume per month;
    • MT4 white label platform.

PERMISSIONS:

    • Able to hold and control client money
    • Deal as Principal & as Agent
    • Arrange deals in Investments

FCA AUTHORISED PROFESSIONALS ON LY CFDS FIRM – ACTIVE

THE FIRM OWNS:
 
    • Robust Software-as-a-Service price
    • and risk management system Hub; 
    • NoMT4/MT5;
    • Reliable clients;
    • 1 million of tax losses.
 
PERMISSIONS:
 
    • Able to hold and control
    • client money
    • Deal as Principal & as Agent 
    • Arrange deals in Investments